Effective Date: 01/01/2023


Welcome to Dream Ave LLC d/b/a Siena Financial Group website (“we,” “us,” or “SienaFG.com”). These Terms of Use (“Terms”) govern your use of our website and services. By accessing or using our website, you agree to comply with these Terms. If you do not agree with these Terms, please do not use our website or services.


Use of Website

  1. User Eligibility: You must be at least 18 years old to use our website and services. By using our website, you represent and warrant that you are at least 18 years of age.
  2. Accuracy of Information: You are responsible for providing accurate and up-to-date information when using our services. Any information you provide must not be misleading or fraudulent.
  3. Prohibited Activities: You agree not to engage in any activities that violate applicable laws, regulations, or these Terms. Prohibited activities include, but are not limited to, unauthorized access to our systems, transmitting harmful code, and engaging in any illegal or unethical behavior.


Intellectual Property

  1. Ownership: All content, materials, trademarks, and intellectual property on our website are owned or licensed by us. You may not use, reproduce, distribute, or modify our content without our explicit permission.
  2. User Content: If you submit any content to our website, you grant us a non-exclusive, worldwide, royalty-free license to use, reproduce, modify, and distribute that content for the purpose of providing our services.


Disclaimer of Warranties

  1. No Warranty: We provide our website and services “as is” and make no warranties or representations regarding accuracy, completeness, or reliability. We disclaim all warranties, whether express, implied, or statutory.
  2. Limitation of Liability: We shall not be liable for any direct, indirect, incidental, special, consequential, or exemplary damages arising out of or in connection with your use of our website or services.



You agree to indemnify, defend, and hold us harmless from and against any claims, liabilities, damages, losses, and expenses (including legal fees) arising from your use of our website or any violation of these Terms.


Governing Law

These Terms are governed by and construed in accordance with the laws of Pennsylvania. Any disputes arising out of these Terms shall be subject to the exclusive jurisdiction of the courts in Pennsylvania.


Changes to Terms

We reserve the right to update or modify these Terms at any time without prior notice. It is your responsibility to review these Terms periodically for any changes. Your continued use of our website constitutes your acceptance of any revised Terms.


Contact Us

If you have any questions or concerns about these Terms, please contact us at 267-416-8000.


By using our website and services, you acknowledge that you have read and understood these Terms and agree to abide by them.